CONFUSED ABOUT STUDENT LOANS?

DON’T AGONIZE, ANALYZE!

We help you quickly and effectively find all the student loan options you qualify for in minutes.

Why choose us

The Student Loan Analyzer was developed to help you figure out your exact path to easy, fast, repayment or even settlement. It does not matter where you are in the process, (even if you are considering default), our software will quickly and affordably analyze your exact student loan debt scenario and provide you with multiple accurate, and clear options.

Need a lower monthly payment? Trying to get out of default? Getting your wages garnished? We are here to help you, right now:

Professional Analysis

You will identify and know all of your options for your exact situation.

Personalized Action Plan

You will be provided a detailed plan of action that not only lists your options

Step by Step Playbook

step by step playbook on how to bring these solutions to life.

Expert Advice

Get expert advice on how to best approach your student loans.

The Best Connections

Get connected with professional services to help you save money.

Affordable Services

Get everything you need for just one payment. No monthly fees. No hidden charges.

How it Works

Once you complete our registration form, you will be sent a welcome email that gives you access to TheStudentLoanAnalyzer.com portal. From this point, you can log into the system, enter your information (see “What information do I need to get started?”), and complete your personalized questionnaire. Our system uses advanced machine learning to make sure we’re asking precisely the right questions to identify your solutions.

If you have everything that you need, an average session from start to finish takes about five minutes. Most questionnaires end up being about 20 questions.

Your action plan, which includes complete details of all of your eligible options as well as complete instructions on how to implement your solutions, is downloadable immediately as a PDF file through TheStudentLoanAnalyzer.com once you complete your questionnaire. We will also email you a copy of your action plan as a backup.

chart and a magnifying glass

See a Sample Action Plan:

Your final takeaway will include full descriptions of all of your eligible options, important things to consider before making any changes (such as legal or tax implications), and all of the steps that you’ll need to follow to implement your chosen solution(s). Here is an example of the type of information that you’ll receive in your TheStudentLoanAnalyzer.com action plan.

Frequently Asked Questions

Once you fill out our registration form, you will be sent a welcome email that will give you access to TheStudentLoanAnalyzer.com portal. From this point, you can log into the system, enter your information (see “What information do I need to get started?“), and complete your personalized questionnaire. Our system uses advanced machine learning to make sure we’re asking precisely the right questions to identify your solutions.

If you have everything that you need, an average session from start to finish takes about five minutes. Most questionnaires end up being about 20 questions.

Your action plan, which includes complete details of all of your eligible options as well as complete instructions on how to implement your solutions, is downloadable immediately as a PDF file through the Student Loan Analyzer website once you complete your questionnaire. We will also email you a copy of your action plan as a backup.

All you need to get started with Student Loan Analyzer is your most recent household tax return(s) and your loan data. If you have federal loans, you can save your loan data from the National Student Loan Data System. If you have private loans, a recent monthly statement should have everything you need.

In order to download your federal student loan data, or NSLDS file, you will log into the NSLDS system using your FSA ID. This is a user id that you created within the Federal Student Aid system when you took out your loans. Here are a couple of tutorials that may help:

Typically, your servicer will send you a monthly statement either via postal mail or, if you have paperless billing, via email. If you can’t find one, you can log into your account with your servicer to download a statement.

We’re happy you asked; you should care about the safety of your personal data. We purposely limit our questions to what is commonly referred to as low-impact personally-identifiable information (PII) to minimize any risk to you. No birthdays, social security numbers, or mother’s maiden names here. On top of that, our application meets top information security standards. It holds to the National Institute of Standards and Technology (NIST) Special Publication (SP) 800.53 and is Open Web Application Security Project (OWASP) – compliant.

Yes, you can. Get comfortable. There’s a lot of information out there. StudentLoans.gov is a good place to get started if you’re interested in doing your own research. Our tool will save you a ton of time that you’d otherwise have to spend researching loan options and loopholes, and it gives you peace of mind that you haven’t missed anything. Guaranteed.
Yes, we have a limited money-back guarantee. In short, so long as the information you provide to us is accurate, we guarantee that you will receive a complete list of all of your eligible federal student loan solutions. Full details are available in our terms and conditions.

That’s a great question. We’d love to have a simpler system to work with. Just looking at federal loans, there are (as of the time we’re writing this) 32 loan types, 59 loan status codes, and 10 loan origination date segments that impact solution eligibility. That’s nearly 19,000 unique combinations just for federal loans. No matter how much any loan holder or servicer may wish to tell you that it’s the case, there is no such thing as a one-size-fits-all solution for student loan repayment.

To put things in perspective, we mentioned above that our average questionnaire includes about 20 questions. In a worst-case scenario, like a default with wage garnishment, there may be about 40 questions. Our total question bank has over 800 questions in it. Our machine learning -driven logic engine is able to determine which questions are relevant to your situation to ensure that (a) we don’t miss anything, and (b) we don’t waste your time.

TheStudentLoanAnalyzer.com is a cloud-based system. You can access our website on any computer or device that has an Internet connection and supports the most recent stable versions of Google ChromeMozilla Firefox, or Microsoft Edge. When you are finished, a copy of your action plan will be emailed to you as a downloadable PDF file, which can be viewed using the free Adobe Acrobat Reader.

We do recommend gathering anything you may need, such as your NSLDS file, tax return(s), or private loan statement(s), before using our system as third-party systems, including systems operated by the federal government, may not support mobile devices.

TheStudentLoanAnalyzer.com only works for U.S. student loans, including both federally-issued and private student loans. You may access the platform abroad via our website, but only U.S. student loan options are assessed.
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